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Gomes, Renato
and Lefouili, Yassine
(2024)
Gatekeeping at the counter: The regulation of stacked payment platforms.
TSE Working Paper, n. 24-1590, Toulouse
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Official URL : http://tse-fr.eu/pub/129914
Abstract
This paper explores the pricing of ancillary payment services by platforms and its implications for welfare. We distinguish between two types of platforms: vertical platforms that operate their own closed payment schemes, and stacked platforms that offer payment services through open schemes operated by third parties. We analyze the impact of a regulation mandating platforms to provide access to third-party payment services and examine the regulation of interchange fees within the context of stacked platforms.
| Item Type: | Monograph (Working Paper) |
|---|---|
| Language: | English |
| Date: | November 2024 |
| Place of Publication: | Toulouse |
| Uncontrolled Keywords: | platforms, payment services, ancillary services, regulation, interoperability, interchange fee |
| JEL Classification: | E42 - Monetary Systems; Standards; Regimes; Government and the Monetary System L51 - Economics of Regulation L86 - Information and Internet Services; Computer Software |
| Subjects: | B- ECONOMIE ET FINANCE |
| Divisions: | TSE-R (Toulouse) |
| Institution: | Université Toulouse Capitole |
| Site: | UT1 |
| Date Deposited: | 07 Nov 2024 10:18 |
| Last Modified: | 07 Nov 2024 10:19 |
| OAI Identifier: | oai:tse-fr.eu:129914 |
| URI: | https://publications.ut-capitole.fr/id/eprint/49828 |
