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Donze, Jocelyn
and Dubec, Isabelle
(2010)
ATM Direct Charging Reform: the Effect of Independent Deployers on Welfare.
TSE Working Paper, n. 10-162
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Official URL : http://tse-fr.eu/pub/22718
Abstract
In Australia, on the 3rd of March 2009, the interchange fees on shared ATM transactions were removed and replaced by fees directly set and received by the ATM owners. We develop a model to study how the entry of independent ATM deployers (IADs) aspects welfare under this direct charging scheme. Paradoxically, we show that the
IAD entry benefits banks. It may be good for consumers if they sufficiently value the associated growth of the ATM network.
| Item Type: | Monograph (Working Paper) |
|---|---|
| Language: | English |
| Date: | 9 June 2010 |
| JEL Classification: | G2 - Financial Institutions and Services L1 - Market Structure, Firm Strategy, and Market Performance |
| Subjects: | B- ECONOMIE ET FINANCE |
| Divisions: | TSE-R (Toulouse) |
| Site: | UT1 |
| Date Deposited: | 18 Jan 2012 06:02 |
| Last Modified: | 02 Apr 2021 15:36 |
| OAI Identifier: | oai:tse-fr.eu:22718 |
| URI: | https://publications.ut-capitole.fr/id/eprint/3375 |
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