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Goulão, Catarina
(2014)
Voluntary Public Health Insurance.
TSE Working Paper, n. 14-488
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Abstract
We look at the consequences of allowing public health insurance (PuHI) to be voluntary when its coverage can be supplemented in the market. PuHI redistributes with respect to risk and income, and the market is affected by adverse selection. We argue that making PuHI voluntary does not lead to its collapse since there are always individuals participating in it. Additionally, in some cases, a voluntary PuHI scheme creates an increase in market efficiency because participation in it becomes a sign of an individual's type. The welfare consequences depend on the status quo. If in the status quo there is no political support for a compulsory PuHI, making it voluntary constitutes a Pareto improvement, and in some cases all individuals are strictly better off. If, instead, the status quo implements compulsory PuHI, making it voluntary then results in less redistribution.
| Item Type: | Monograph (Working Paper) |
|---|---|
| Language: | English |
| Date: | 17 March 2014 |
| Uncontrolled Keywords: | Public health insurance, adverse selection, majority voting |
| JEL Classification: | D72 - Economic Models of Political Processes - Rent-Seeking, Elections, Legislatures, and Voting Behavior H23 - Externalities; Redistributive Effects; Environmental Taxes and Subsidies H42 - Publicly Provided Private Goods H50 - General |
| Subjects: | B- ECONOMIE ET FINANCE |
| Divisions: | TSE-R (Toulouse) |
| Site: | UT1 |
| Date Deposited: | 09 Jul 2014 17:44 |
| Last Modified: | 02 Apr 2021 15:48 |
| OAI Identifier: | oai:tse-fr.eu:28204 |
| URI: | https://publications.ut-capitole.fr/id/eprint/15916 |
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