eprintid: 49702
rev_number: 5
eprint_status: archive
userid: 1482
importid: 105
dir: disk0/00/04/97/02
datestamp: 2024-09-20 07:36:39
lastmod: 2024-09-20 07:36:39
status_changed: 2024-09-20 07:36:39
type: monograph
metadata_visibility: show
creators_name: Auriol, Emmanuelle
creators_name: Gonzalez Fanfalone, Alexia
creators_idrefppn: 076085341
creators_affiliation: Toulouse School of Economics
creators_affiliation: OECD Development Centre
creators_halaffid: 1002422
title: Fighting competition from Mobile Network Operators in the banking sector: The case of Kenya
ispublished: pub
subjects: subjects_ECO
abstract: This paper studies how Mobile Network Operator (MNO) impacts traditional banks’ coverage decision in a model of vertical and horizontal differentiation with asymmetric transportation costs. The competitive pressure triggered by MNOs entry on traditional banking sector leads to prices decrease and broadens financial inclusion as the traditional banking sector expands its network in response to the entry of MNOs. The model’s predictions are checked against data from Kenya, where mobile banking has been most successful. Results from the econometric model for the period 2000-2011, suggest that, roughly, for each 7 new mobile agents in a sub-locality, one new bank branch opened.
date: 2024-09
date_type: published
publisher: TSE Working Paper
official_url: http://tse-fr.eu/pub/129721
faculty: tse
divisions: tse
keywords: Financial inclusion
keywords: Regulation
keywords: Mobile banking
keywords: Development
language: en
has_fulltext: TRUE
subjectsJEL: JEL_G18
subjectsJEL: JEL_L51
subjectsJEL: JEL_L88
subjectsJEL: JEL_L96
subjectsJEL: JEL_O16
view_date_year: 2024
full_text_status: public
monograph_type: working_paper
series: TSE Working Paper
volume: 1573
place_of_pub: Toulouse
pages: 65
institution: Université Toulouse Capitole
department: Toulouse School of Economics
book_title: TSE Working Paper
oai_identifier: oai:tse-fr.eu:129721
harvester_local_overwrite: department
harvester_local_overwrite: pending
harvester_local_overwrite: creators_idrefppn
harvester_local_overwrite: creators_halaffid
harvester_local_overwrite: abstract
harvester_local_overwrite: institution
harvester_local_overwrite: place_of_pub
harvester_local_overwrite: pages
oai_lastmod: 2024-09-17T11:59:47Z
oai_set: tse
site: ut1
citation:   Auriol, Emmanuelle <https://www.idref.fr/076085341> and Gonzalez Fanfalone, Alexia  (2024) Fighting competition from Mobile Network Operators in the banking sector: The case of Kenya.  TSE Working Paper, n. 1573, Toulouse     
document_url: https://publications.ut-capitole.fr/id/eprint/49702/1/wp_tse_1573.pdf