?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rft.relation=https%3A%2F%2Fpublications.ut-capitole.fr%2Fid%2Feprint%2F49702%2F&rft.title=Fighting+competition+from+Mobile+Network+Operators+in+the+banking+sector%3A+The+case+of+Kenya&rft.creator=Auriol%2C+Emmanuelle&rft.creator=Gonzalez+Fanfalone%2C+Alexia&rft.subject=B-+ECONOMIE+ET+FINANCE&rft.description=This+paper+studies+how+Mobile+Network+Operator+(MNO)+impacts+traditional+banks%E2%80%99+coverage+decision+in+a+model+of+vertical+and+horizontal+differentiation+with+asymmetric+transportation+costs.+The+competitive+pressure+triggered+by+MNOs+entry+on+traditional+banking+sector+leads+to+prices+decrease+and+broadens+financial+inclusion+as+the+traditional+banking+sector+expands+its+network+in+response+to+the+entry+of+MNOs.+The+model%E2%80%99s+predictions+are+checked+against+data+from+Kenya%2C+where+mobile+banking+has+been+most+successful.+Results+from+the+econometric+model+for+the+period+2000-2011%2C+suggest+that%2C+roughly%2C+for+each+7+new+mobile+agents+in+a+sub-locality%2C+one+new+bank+branch+opened.&rft.publisher=TSE+Working+Paper&rft.date=2024-09&rft.type=Monograph&rft.type=NonPeerReviewed&rft.format=text&rft.language=en&rft.identifier=https%3A%2F%2Fpublications.ut-capitole.fr%2Fid%2Feprint%2F49702%2F1%2Fwp_tse_1573.pdf&rft.identifier=++Auriol%2C+Emmanuelle+%3Chttps%3A%2F%2Fwww.idref.fr%2F076085341%3E+and+Gonzalez+Fanfalone%2C+Alexia++(2024)+Fighting+competition+from+Mobile+Network+Operators+in+the+banking+sector%3A+The+case+of+Kenya.++TSE+Working+Paper%2C+n.+1573%2C+Toulouse+++++&rft.relation=http%3A%2F%2Ftse-fr.eu%2Fpub%2F129721&rft.language=en