?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adissertation&rft.aulast=Shreeti&rft.aufirst=Vatsala&rft.date=7+July+2022&rft.title=Three+essays+on+technology+adoption+in+emerging+markets