?url_ver=Z39.88-2004&rft_id=10.1016%2Fj.rie.2015.10.003&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.aulast=Cremer&rft.aufirst=Helmuth&rft.volume=vol.70&rft.date=2016&rft.issn=1090-9443&rft.atitle=Social+long-term+care+insurance+with+two-sided+altruism&rft.title=Research+in+Economics&rft.pages=101-109&rft.genre=article