?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.aulast=Goul%C3%A3o&rft.aufirst=Catarina&rft.issue=1&rft.volume=35&rft.date=2015&rft.issn=1545-2921&rft.atitle=Pooling+and+redistribution+with+moral+hazard&rft.title=Economics+Bulletin&rft.genre=article