Donze, Jocelyn and Dubec, Isabelle (2010) ATM Direct Charging Reform: the Effect of Independent Deployers on Welfare. TSE Working Paper, n. 10-162

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Abstract

In Australia, on the 3rd of March 2009, the interchange fees on shared ATM transactions were removed and replaced by fees directly set and received by the ATM owners. We develop a model to study how the entry of independent ATM deployers (IADs) aspects welfare under this direct charging scheme. Paradoxically, we show that the
IAD entry benefits banks. It may be good for consumers if they sufficiently value the associated growth of the ATM network.

Item Type: Monograph (Working Paper)
Language: English
Date: 9 June 2010
JEL Classification: G2 - Financial Institutions and Services
L1 - Market Structure, Firm Strategy, and Market Performance
Subjects: B- ECONOMIE ET FINANCE
Divisions: TSE-R (Toulouse)
Site: UT1
Date Deposited: 18 Jan 2012 06:02
Last Modified: 02 Apr 2021 15:36
OAI Identifier: oai:tse-fr.eu:22718
URI: https://publications.ut-capitole.fr/id/eprint/3375

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